Program Name: Single family housing direct home loan  
Organization: United States Department of Agriculture – Rural Development  
Address: 2118 W. Part Court, Suite A, Champaign, IL 61821  
Phone: 217-403-6200  
Briefly Describe the Purpose of the Program  
Safe, well-built, affordable homes for rural Americans. Provides mortgage financing for applicants to buy, build, improve, or repair an eligible rural home as their primary residence  
Year Program Established:
Eligibility Requirements or Restrictions


For families and individuals with an adjusted income at or below the low-income limit for the area. Rural areas with populations up to 20,000 or less. Loans can cover up to 100 percent of the home’s market value, with terms of 33 – 38 years. Applicant may be eligible for payment assistance (subsidy) on the loan.


Application Deadline: Rolling bases
Application Guidelines:
Funding Cap Per Application or Fiscal Year Program Funding:
How Must Funds Be Used: