RB5_20    Cognitive Functioning in Later-Life, Older than 65 Years: Insights from the Health and Retirement Panel Study, 2010-2020

The concept ‘cognitive functioning’ refers to mental abilities; it includes thinking, learning, and decision making. Age-related cognitive decline includes slowness in thinking and holding information in the mind. This research explores the correlates of cognitive reserve among the later-life segment in the nation using panel data from the Health and Retirement Study. Results of data analysis indicate that one’s level of education contributes to one’s cognitive reserve; physical inactivity contributes to cognitive decline.